Here are two of my favorite four letter words: HOMEand LOAN.
The saying, "Home is where the heart is" holds true. Home is where the magic of our lives happen. It's where we wake up next to the love our lives, where we watch our children take their first step, where we bring our new puppy home to play, where we invite family and friends to celebrate birthdays and holidays. It's where we look forward to going at the end of a long day. It's where the stories of our lives blossom.
The American Dream is still alive and well, especially in Arizona. And there is another four letter word that helps make that dream a reality: LOAN.
Buying a home typically requires a loan. The good news is that there are currently MANY home loan programs available. We all have a different story, a unique situation and a varied credit profile. Thankfully, we have an A-Team of lendersworking with us to get YOU qualified and in a position to obtain one of the variety of home loans now available.
If you want to purchase a home, yet your credit score isn't up to par? CALL US! We can help.
If you make great money, have decent credit, yet just can't seem to save a dime for a down payment? CALL US! We can help.
HOME LOAN Examples:
FHA - 3.5% Down Payment, Minimum of 620 FICO
FHA - .5% Down Payment, Minimum of 620 FICO
FHA Home in 5 - FREE GRANT Money from Maricopa County! Up to 5% of loan amount towards Down Payment and Closing Costs, Minimum of 640 FICO, up to $271,050 Purchase Price, *Veterans qualify for additional 1% so it's a Home in 6!
Home Plus - FREE GRANT Money! Up to 4% of loan amount towards Down Payment and Closing Costs, Minimum of 680 FICO, up to $353,360 Purchase Price, *Veterans qualify for additional 1%
203K FHA - 3.5% Down Payment, up to $35K can be added to purchase price for repairs, appliances, flooring, and more!
NOTE: All examples have additional requirements and guidelines - contact sPellHomestoday and we'll connect you with one of our great team lenders! 480.725.5965
Author:Serena Pell Phone: 623-258-6703 Dated: May 15th 2015 Views: 939 About Serena: ...
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sPellHomes ultimate purpose is unwavering - to clearly understand the goals of each client we encounter and make those goals a reality. Our team of experts provide Buyers and Sellers valuable information and resources to successfully navigate the often challenging process of home ownership and investing all while keeping our clients best interests at heart. Real estate transactions are typically the largest purchase or sale you will ever encounter. sPellHomes understands you have many choices when selecting a Realtor and we welcome the opportunity to provide you with the service you deserve, from people you can trust.
Wonderful 4 bedroom 2.5 bath home with master bedroom on the main floo
""It was a smooth transaction from start to finish. Serena and Doug went above and beyond to make sure my wife and I were taken care of. With all the horror stories that you hear we were pleasantly surprised and would highly recommend any homeowner that might be in the market to consider giving Doug and Serena a phone call. You will NOT be disappointed.""